This is a sponsored post, I am a Kmart Layaway blogger, though all opinions are my own.

I don't know about you, but as soon as a chill gets in the air I start thinking about preparing for the holidays. Planning upcoming blog content might contribute to my "early bird" mentality, but when you are on a budget, planning ahead and utilizing free layaway services are very helpful to anyone who wants to successfully navigating the holidays, without using credit cards.
Shopping for both holiday gifts and items you may need for entertaining during the season is easier when you use layaway, and with Kmart's Big Layaway Giveaway you might just win your entire layaway! There will be one winner each week per store every week from 9/9/12 through 11/17/12. Get your layaway in early for more chances to win (see being an early bird can pay).

So why start a layaway at Kmart over their competitors? Kmart seems to have the most customer friendly layaway policy of the big stores. At Kmart you can layaway just about anything they carry in-store or online, which is not the case with most retailers. You can even make your final payment online, and pick up in-store.. even an out of state store. This is perfect if you want to buy a larger big ticket item for loved ones far away.

I found quite a few things that would be great picks for myself to put on layaway. I love that I can put them right on layaway online, and pick up in-store when I am ready.

Touchscreen Monitor would be great to use myself and with my autistic daughter.

Getting an inexpensive name brand mattress set, like they carry at Kmart is great if you expect guests over the holidays.

This 32" LCD TV is on sale this week & would be just right for my daughter's room.
Putting these items on layaway might be a good idea, since winning them in the Big Layaway Giveaway would be sweet & with one winner per store per week, odds aren't too bad.





